Tag saving for a trip

Discovering the vacation: tips for scheduling

Anna--The Adventurer 1 Comment

Scheduling: it’s something we all do in life–dentists appointments, that meeting with the boss, pedicures with the girls, potlucks picnics for church- but what about scheduling a vacation? As Americans, we aren’t as “good” about taking time for a vacation or a true weekend getaway. Why not? The Washington posts suggests some reasons, Washington Post :

That’s not to say employers don’t offer vacation. According to the report, employers are granting paid vacation to 90 percent of full-time workers this year and 40 percent of part-time workers. But what might be shocking: Even when Americans get paid time off, they don’t use it all. And when they do use their days — it may not come as a surprise to learn — many of them fail to leave work fully behind.

Vacation might not even be an option for many in the United States, whether they can’t afford to lose wages or have to prioritize other spending ahead of leisure. The top barrier to taking a vacation is cost, says David Huether, senior vice president of research for the U.S. Travel Association. After that, he said difficulty getting away from work and dealing with the hassles of air travel stand between Americans and vacation.

What does America have against vacation? – The Washington Post

Vacation, down time, leisure trip, getting away from it all—however it’s said, everyone needs down time and something different. So how do we discover the world we live in without spending a fortune (as this is a travel adventure blog on how to go, see do on a frugal budget and about sites and venues that are affordable.)

Trips and vacations don’t need to cost and arm and leg to make it happen but with a little bit of planning and scheduling, it’s totally possible to have a vacation. This is adventurer is a working person, in total need of having a regular paycheck to pay bills and rent, not coming from a place of high independent wealth, it’s possible to still go and do, even on a yearly gross income of less than $25k.

Scheduling and planning on the key but flexibility is also important. If a package deal, say to Disney, is more of your cup of tea to lessen the hassle of planning things down to the detail, your vacation has just gotten a lot easier but more costly. How so? Package deals are generally more hassle free and everything is done for you, which can be cool and helpful but you pay for this hassle free, all inclusive package. If this is the venue and method you choose, wonderful!! The process of going on vacation, though, remains the same if you are creating a vacation of your own that isn’t a package deal, it’s about discovering what it will take to make the vacation happen: planning and scheduling.

Sit down and mark where you would like to go and do.

When is the best time to take time off of work?

Do you want to go to our venue during peak time or when a special event is occurring?

These are the key starting points. Why? Well, it will determine how much time you have to prepare and save for the trip, because, honestly, most of us just can’t take off on a whim, financially or professionally. We all also have preferences as well—be honest with yourself and those involved/going on the vacation as well. Your best friend is getting married, you really want to stay in the same hotel as the venue, even if it’s a bit pricey—you want to avoid big tourists sites—distillery tours are your priority—mojitos on the beach—hiking a specific trail—whatever it is that you desire and wish for, it’s possible with planning and scheduling–put your priorities and wishes first and “fudge” the non so important areas.

As an example, let’s decide that attending your best friends wedding is the priority and wish and you want to stay in the special venue hotel, but also make a vacation out of it (being somewhere else that isn’t your home area.) and that the wedding is 8 months away. Let’s say my friend, Gloria, in Denver, Colorado, is getting married in November of this year, as practice.

Planning out the money: You know you have 8 months to plan and make arrangements, perfect! With the internet, planning out flights or driving mileage, figuring out the cost of transportation is simple–and if flying, buying tickets in advance will save you a bundle. (If international flights are available by then, using http://www.skyscanner.com is a huge savings feature!)

Upon a cursory look, I can get a round trip flight from Greenville, S.C. to Denver, Colorado, for less than $200 roundtrip, per ticket, with a free checked bag (cha-ching!) Simply by using the internet, with less than 30 minutes in time, plugging in a few dates and details, you can find affordable airfare and hotel stays. (Hostelworld.com is a great site)

All the math below is based on a 7 day trip.

Airfare: $200 Hotel: $350 Food: $140 Fun Money $200 Treat for neighbor $20 Extras: $90= Total: $1000

That’s pretty affordable, in my book. While, it doesn’t include normal living expenses, those are figured to be already covered because adulthood is already being covered on a monthly basis. Treat for the neighbor equates to bringing home something as a thank you for whomever drove you up to the airport and picked you up–something sweet to say that you appreciate their help. By planning ahead, it will also give you plenty of opportunity to put in the request time off (and chances of a higher approval rating for planning advance) at work with your boss or HR department.

By choosing a hotel in the vicinity of the wedding venue, walking there will be a breeze (saving money by not needing a cab or ride share), also it will allow you to explore the areas and things by foot, which is always fun. Researching the area will also provide some low cost or free venues in the area that you can enjoy on your vacation as well.

Taking a week’s vacation for a friends wedding would require the traveler/adventurer would require saving $32 a week, which is very affordable (with the mindset that trimming a take out meal here, a special coffee there, having a movie night at home, it’s pretty easy to do!) and when the airfare portion is saved up, you can purchase your airfare in advance and rake in the savings! Many set up a special travel savings account with direct savings or put the money on a “prepaid” card so they can easily pay with the special travel card–or whatever method that you decide to use so that your travel funds get put all together.

Planning ahead and having a plan for your adventure and vacation will also give you something exciting and joyous to look forward to as well! Happy Travels!!

Keep the change…in a jar: Saving up for an adventure tips.

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Everyone has heard and knows the adage, a penny saved is a penny earned. Why? Truth always rings true.

As children, we often saved up our pennies for that special toy or gadget desired. Some of us did extra chores, babysat, mowed lawns–donated blood/plasma in college. The principle remains the same as adults, perhaps with a slight twist.

Adventures, trips, a weekend getaway, a vacation–the “gadgets” often desired by adults but where does it come into your financial budget?

Budgets are always beneficial, as David Ramsey would say, budgets are telling your money where to go versus wondering where it went. Perhaps you already have a certain percentage automatically drafted into a special account, which is fabulous. An “electronic” piggy bank or special savings account, for many is simpler, as long as you don’t forget to deposit your earnings or to electronically transfer the amounts “leftover” from coming in under budget (see tips below) If not? There is an easy way to start saving in an “old school” kind of way.

First things first, figure out how much your desired adventure will cost–a weekend away for a cabin rental in the mountains, in which you can drive to and from yourself, will cost much less than a 3 week all inclusive cruise through the Caribbean. A bit of research will shed some light on the cost. This will be the budget for your trip.

Let’s go with the basic understanding that it takes time to save up for a really special adventure but the process doesn’t have to be exhausting.

Find a jar or jug, something with a lid and a fairly wide spout/mouth. It doesn’t need to be anything special or anything purchased. If you already own a piggy bank, perfect!!!

I personally repurposed a gallon mason jar that I had originally purchased–albeit full of whole dill pickles- at my local grocery store. Whether or not you decide to decorate the jar is totally up to you. I used a hammer and flat edged screw driver to punch a slot in the lid (with the pickle logo still on it) and screwed the lid on the jar–instant piggy bank.

Filling the jar: There isn’t a set amount in which your jar will hold but you can keep track by either keeping a chart of what you add or by counting it periodically.

A few tips on how to contribute to the jar:

Set aside a certain amount from every time you get paid–even $10 a paycheck adds up quickly. (It’s easy to set up auto-draft transfer if your “piggy bank” is a savings account)

Stay under your budget on common things, pay in cash. I.E. If you budget $100 a week for groceries, pay in cash, and whatever money you don’t spend, by staying under budget, put it in your jar. $100 budget- $95.75 actually spent earns that $4.25 gets put in the jar.

Host a yard sale or list items for sale you aren’t using or needing. The earnings go into your jar.

Cut back on “extras”, go out with friends each week? Consider going out bi- weekly instead or cut the event expenses in half. Movies and dinner? Choose one or the other and put remainder of the allotment in your the jar.

If you happen to work an hourly job, pick up an extra shift here and there.

Happy Travels!!!